Consumer Proposal vs. Debt Management Plan - What's the Difference?

Lana Gilbertson, Licensed Insolvency Trustee with MNP Debt in Vancouver, BC, explains the difference between a Consumer Proposal vs. a Debt Management Plan.  Both processes are designed to get you out of debt and both processes will negatively affect your credit rating.   However, there are some significant differences to be aware of and Lana explains the differences.